Many people utilise 4x4s merely as passenger cars, but an enthusiast who uses their vehicle’s off-road ability intensively should have an insurance policy that’s specific to their vehicle, which is often fitted with accessories and sometimes travels beyond our country’s borders. If that’s you, Budget offers affordable 4×4 Insurance quotes tailored for you and your vehicle.
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Comprehensive 4×4 Vehicle Insurance
Budget Insurance offers only the most comprehensive cover for the most comprehensive vehicles, like your 4×4. This means when you accept a 4×4 Insurance quote, you get cover for any accident damage, theft, and third-party damage, and cover for a few extras on top of that, including:
- Up to R10 000 for standard accessories fitted to the vehicle (excluding the sound system)
- Reprogramming of the anti-theft system and cover for the vehicle’s keys if they are lost or damaged
- The spare wheel, if it’s stolen with the vehicle
- The vehicle’s factory-fitted cellphone car kit
- The windscreen
- Spare wheel cover
- The option to increase your Third-Party Liability Cover to R5 million, R10 million, or R20 million
If you want even more extras and goodies, you can choose to add the following to your policy:
- Sound system cover
- Vehicle canopy cover
- Up to R50 000 cover for standard accessories (excluding sound system) fitted to the vehicle for an additional amount
- Hail damage cover
- Car hire
Also, just because you like to explore the world in your 4×4 – yes, we’re referring to you, Overlanders – that doesn’t mean you shouldn’t have the same insurance cover when you cross South Africa’s borders. Budget Insurance will insure your vehicle’s adventures in Kenya, Botswana, Lesotho, Malawi, Mozambique, Namibia, Swaziland, Tanzania, Zambia, and Zimbabwe.
Assist benefits
It isn’t comprehensive insurance if it doesn’t come with comprehensive assist benefits too, right? Here are all the extra benefits that come standard when you get 4×4 Insurance:
Roadside Assist
● Towing and storage: If you’re in an accident, Budget Insurance will tow your vehicle either to storage or to the nearest approved repairer and pay for the costs of this (within reason). Make sure to call Budget Insurance‘s dedicated tow line number so that they can be sure we get the right people to tow your 4×4.
● Basic assistance: Run out of petrol? Burst a tyre? You can count on Budget Insurance‘s roadside assistance to come to your location to help get you on your way again.
Medical Assist
● Emergency assist line: If you have a medical emergency any time of the day or night and need urgent medical advice, you can call Budget Insurance‘s dedicated line to get help from trained professionals.
Legal Assist
● Basic legal services: Budget Insurance has a team of qualified legal professionals who can help draw up legal documents, assist with courtroom prep, and offer expert advice.
● Tax assistance: Just send Budget Insurance‘s qualified tax experts your relevant personal-income tax documents and they’ll take care of the rest, making sure you’re compliant and submit your tax on time, every time.
4×4 Vehicle Insurance Quote
Start your 4×4 vehicle insurance quote online today to find out just how affordable Budget Insurance‘s Off-Road Insurance is. You can even adjust your monthly payments and excess amounts to suit your own budget.
If you prefer to speak to Budget Insurance‘s professional consultants, give them a call on 0860 10 42 11 and they’ll help you find an Off-Road Insurance quote you can afford.
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