Car Finance
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Apply online for car finance directly through our suggested finance houses
Still looking for new cars or used cars? Search our cars for sale database using our convenient cars search. |
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Tips to help you save on car finance |
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The excitement of getting a new car can often lead us to make rash decisions when deciding on the various options for car finance. We’ve put together a list of helpful tips to help you optimize your deal. Choose your car carefully The biggest decision to influence what you pay each month in is which car you will be driving! Used cars are often a much more affordable option as the previous owner has taken the hit on depreciation over the first couple of years. Put down a bigger deposit With interest rates rising putting a good deposit down on your car will make a big difference to your monthly payment. Pay as much as you can afford on monthly Car finance can be organized for anything from 12 months to 5 years. The lower the period you choose, the more your monthly payment. Be careful however to compare your total payment over duration of the deal for different payment periods. Paying your car off quickly will dramatically reduce your total spend. Look out for extras Often car finance deals include a host of other products. Make sure the finance consultant fully explains what you’re getting and what each item costs. Ask about penalties Pay careful attention to the terms of the loan. Make sure there are no penalties for paying your used car loan off early. Please note that tips provided on car finance by cars.co.za are meant only as a guide to the user |
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cars.co.za - South Africa's premium motor car portal specialising in new cars and used cars, car insurance.
Buy cars and Sell Cars on Cars.co.za. Find new cars and used cars by using our cars search to quickly look through our extensive auto database at the click of a button. Your feedback on our service is also important to us, let us know how we can improve our complete car service to you. | ||||||||||||
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